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When Should You Buy a House?

by Bienek Properties of Sonoma 12/03/2018

The right time to purchase a home varies from person to person. Meanwhile, buying a house is one of the biggest decisions an individual may make in his or her lifetime. As such, it is important to weigh your options closely to determine if now if the right time to buy a house.

There are several things you can do to get ready to pursue and buy your dream home. These include:

1. Make a Plan

Think about the steps you'll need to take to go from homebuyer to homeowner. Then, you can craft a plan to put these steps into action.

Also, it often helps to create a list of homebuying criteria. This list will help you narrow your home search and speed up the process of finding your ideal residence.

You should stay flexible as you conduct your home search too. The housing market fluctuates constantly, and if you maintain flexibility, you'll be ready to adjust your homebuying strategy as needed.

2. Get Home Financing

It usually is a good idea to get pre-approved for a mortgage. If you have a mortgage in hand, you'll know exactly how much you can spend on a home.

Banks and credit unions are available to teach you about all of your mortgage options. Thus, meeting with these financial institutions will enable you to learn about different types of home financing and make an informed mortgage selection.

Of course, you should not hesitate to ask home financing questions. Banks and credit unions employ courteous, knowledgeable mortgage specialists who are happy to respond to your queries. Therefore, if you are unsure about which mortgage option is right for you, these mortgage specialists can help you evaluate all of your options.

3. Hire a Real Estate Agent

A real estate agent offers expert guidance throughout the homebuying journey. He or she will help you find your dream home and submit a competitive offer to purchase it. Plus, a real estate agent will negotiate with a seller's agent on your behalf, help you prepare for a home closing and much more.

In addition, a real estate agent can provide plenty of support during your house search. He or she first will help you craft an effective homebuying strategy and search for properties that meet your criteria. Next, a real estate agent will set up house showings and keep you informed about open house events in your preferred cities and towns. And if a seller accepts your offer to purchase his or her home, a real estate agent will help you set up a property inspection and finalize your house purchase.

For those who are ready to purchase a home, it helps to be prepared. If you take advantage of the aforementioned tips, you can enter the real estate market as an informed property buyer. As a result, you may be better equipped than other homebuyers to enjoy a quick, successful property buying experience.

About the Author

Author
Bienek Properties of Sonoma

Vince and Mary are well-respected by their REALTOR peers in Sonoma's Wine County for their hard work, dedication and integrity. They are passionate about real estate and have a proven track record of exceeding the needs and goals of their clientele. Vince and Mary work as a team. Together, they make up one of the most successful teams in Sonoma County. They specialize in applying their expertise and market knowledge to consistently meet and exceed the needs and goals of their clients. Vince and Mary work with sellers, buyers and investors in both residential and commercial markets.

They have built a reputation for tenacity and protecting the interests and investments of their clients. Vince attended Oral Roberts University in Tulsa, OK, where he studied Business Administration. As a collegiate baseball player, Vince helped lead Oral Roberts University to their only appearance in the College World Series in 1978. After college, Vince played professional baseball for five years in the Chicago White Sox Organization. Vince has a strong background in sales, sales management and the building products industry. As part of his sales management experience, Vince successfully negotiated national contracts with the top 20 builders in the United States. These skill sets have enabled him to be a strong asset for his clients. Mary attended college at the University of Kentucky before completing her BS in Sociology at California State University, San Bernardino.

Mary has been in the business of helping people make the "move" to their next landing place for many years. Be it a home across town or across the country, Mary has paved the way for many buyers and sellers to transition into the next phase of their lives. Vince and Mary are also active volunteers in the Sonoma Valley. They volunteer at Relay for Life, Vintage Festival, Sonoma Film Festival, as well as The Boys and Girls Club of Sonoma Valley. They have a passion for the community they live and work in.